For :Todd: Clarification 2: there is NO agreement with Becky or any one else who contacted us

The only agreement we have as of date is with you Todd..


Becky and others were first made aware of the replacement situation based on this ” Mila and Olga, Todd asked me to ask you guys to spread the word among your contacts, you have , as Todd may be looking for closing in February March….2016….”


So Becky and others were thinking of that..( 2016 FEB-MARCH ) but  it happened sooner..that you or ajay thought..


the situation with Becky and those others ( some are outof town ) as mentioned earlier, is just that they have a lease that expires next year and while the rent they are willing to pay – is higher – we dont want to wait that long as its not beneficial


Those who contacted us know that the agreement between landlord (ajay ) and Todd ( the tenant) is that:
.

[a]  Todd will be making quarterly payments – next one due – on November 1 , 2015 ,  and if someone comes in the midst – the rent will be refunded based on a proration basis – as detailed in the lease  agreement
..

[b] that for Todd the listing price is $4750 – which was based on a phone conversation between ajay and todd.. but for the rest – its higher – the details and reasons for the same were posted on the web and relayed through emails to everyone involved.

[c]  the rest of the details can be had by looking at the lease agreement

In short:
..
..
[1]  Todd, you are for both legal and practical purposes the tenant, till the time we have a suitable acceptable tenant.

[2] The only agreement we have with anyone at this point of time is with you Todd.. its the lease agreement that you and ajay signed few months ago.

[3] Todd, you can tell your prospective tenants – that you are responsible for the rent payments – till July 31, 2016, and if someone comes as your replacement – they will be having a lease till at least July 31, 2016.. At least means – that the replacement tenant MAY /CAN – extend it to a longer duration.. based on mutual consent between the replacement tenant – and the landlord.. what we dont want to do and WONT do – is sign a lease with a new replacement tenant – for any duration lesser than July 31, 2016. In yet another words..tell your prospects, to sign a lease for westhaven house – TILL JUly 31, 2016

 
HOPE THIS CLARIFIES EVERYTHING

PS: Becky understands that given the lease – and the timing – things arent conducive.. She likes the house.. those others havent even seen the house.. they seem nice, we havent checked anyone’s credit or references etc, but those whom i spoke with , seem nice, and the rental amount is better too…. they may rent next year, or next to next.. i will always be a click away from them
best regards,
Mila and Olga

S & P – historical returns from the market – from 1926 till date –

Let’s look at some data. Below you will see the entire historical returns of the S&P 500 from 1926 through 2014. What you will see is that the S&P 500’s historical average hasn’t been 12% since 1929. (The following charts are courtesy of FinanceAndInvestments.Blogspot.com). By the way, these are ridiculously awesome charts. I wish I had put them together.

S&P500 (1926-1948)

S&P500 (1949-1971)

S&P500 (1972-1994)

S&P500 (1995-2014)What do the charts show? Several things, but among the most important things you will

– See more at: http://blog.petetheplanner.com/what-rate-of-return-should-you-expect-on-your-investments/#sthash.epMkFteY.dpuf

Rich women like rich men, and rich men like slender women

Rich women like rich men, and rich men like slender women

Published: Sept 28, 2015 12:35 p.m. ET

New research suggests the dating pool has some hidden shallows

quentinFottrell_100.png

By

QUENTINFOTTRELL

PERSONAL FINANCE REPORTER

MW-CT362_wealth_20140903175449_MG.jpg?uuid=fdc1e08c-33b4-11e4-a3b4-00212804637cKonstantin Kuznetcov/Shutterstock

Is this the perfect couple?

Wealthy women like to date their financial equals. Men? Not so much.

Men with higher incomes showed stronger preferences for women with slender bodies, while women with higher incomes preferred men who had a steady income or made similar money, according to a new survey of 28,000 heterosexual men and women aged between 18 and 75. The study was conducted by researchers at Chapman University in Orange, Calif., and is due to be published in the January 2016 edition of the peer-reviewed academic journal “Personality and Individual Differences.”

The researchers interviewed people in an online questionnaire about qualities they find important in a partner. “What really surprised us was just how substantial this difference was between men and women,” says David Frederick, assistant professor in health psychology at Chapman University and a co-author of the study. Women felt it was more important that their partner made at least as much money as they did (46% versus 24% of men) and had a successful career (61% versus 33% of men), while men favored a slender body (80% versus 58% of women).

Здравствуй

Здравствуй

обо мне:

Я классный

Я добрый человек. Я люблю фильмы, искусство, путешествия. Я плаваю, и я йогу. Я романтичный человек. Я также люблю читать много. У меня есть знания, Rusia Украины и других бывших советских Наций. Я говорю несколько слов по-русски. 🙂

OLGA’S TO DO LIST – BELKA : NO COKOLATES ON KARVA CHAUTH

Karva Chauth (Hindi: करवा चौथ) is a one-day festival celebrated by Hindu women in North India in which married women fast from sunrise to moonrise for the safety and longevity of their husbands.[1][2][3] The fast is traditionally observed in the states of Rajasthan, parts of Uttar Pradesh, Himachal Pradesh, Haryana, and Punjab.[1][4][5][6] The festival falls on the fourth day after the full moon, in theHindu lunisolar calendar month of Kartik. Sometimes, unmarried women observe the fast for their fiancés or desired husbands.[7]

A similar festival known as Chhath is observed in Chhattisgarh, Madhya Pradesh, Jharkhand and western Bihar.

Karva is another word for ‘pot‘ (a small earthen pot of water) and chauth means ‘fourth’ in Hindi (a reference to the fact that the festival falls on the fourth day of the dark-fortnight, or krishna paksh, of the month of Kartik).[8]

The festival originated and came to be celebrated only in the northwestern part of the Indian subcontinent. The hypothesis is that military campaigns were often conducted by Hindus who were defending India against Mughal invaders, they would often leave their wives and children to go off to war. Their wives would often pray and observe a day of socialising, with other women, by preparing special meals, and dressing up in their fines regalia, and having what would today be deemed as a romantic evening with their husband before he went off to war.

Women whose husbands had already gone off to war, observed the fast to pray for the safety of their husbands at this time as they ventured away from home to defend India.The festival coincides with the wheat-sowing time (i.e., the beginning of the Rabi crop cycle). Big earthen pots in which wheat is stored are sometimes called Karvas, so the fast may have begun as a prayer for a good harvest in this predominantly wheat-eating region.[9]

There is another story about the origin of this festival. Earlier, girls sometimes barely teenagers used to get married, go and live with their in-laws in very remote villages. Everyone would be a stranger there for the new bride. In case she had any problems with her husband or in-laws, she would have no one to talk to or seek support from. Her own parents and relatives would be quite far and unreachable. Telephones, buses and trains were not heard of in those days. People had to walk almost a whole day to go from one place to other. Once the girl left her parent’s home for in-laws, she might not be back before long. Thus the custom started that, at the time of marriage, when bride would reach her in-laws, she would befriend another woman there who would be her friend (kangan-saheli) or sister (dharam-behn) for life. It would be similar to god-friends or god-sisters.

Their friendship would be sanctified through a small Hindu ceremony right during the marriage. The bride’s friend would usually be of the same age (or slightly older), married into the same village (so that she would not go away) and not directly related to her in-laws (so there was no conflict of interest later).

Emotionally and psychologically, it would be very healthy and comforting for the bride to have her own ‘relative’ near her.Once the bride and this woman had become god-friends or god-sisters, they would recognize their relation as such. They would treat each other like real sisters. During any issues later in life, involving even the husband or in-laws, these women would be able to confidently talk or seek help from each other. Moreover, the bride’s parents would treat her friend just like their own daughter. Thus Karva Chauth started as a festival to celebrate this special bond of friendship between the brides and their god-friends. A few days before Karva Chauth, married women would buy new karvas (spherical clay pots) — 7"-9" in diameter and 2-3 litres capacity—and paint them on the outside with beautiful designs. Inside they would put bangles and ribbons, home-made candy and sweets, make-up items, and small clothes. The women would then visit each other on the day of Karva Chauth and exchange these karvas.

HOTMAN – BELKA SHULD BE PREPARED BECAUSE NO COKOLATES ON KARVA CHAUTH

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